Auto insurance is a necessity, but that doesn’t mean you should overpay for it. If you haven’t reviewed your policy in the last 12 months, you are likely missing out on significant savings. Here are five proven ways to lower your rate.
The average funeral in the U.S. costs between $7,000 and $12,000. For many families, this is a sudden financial burden that is hard to manage. Final Expense insurance—often called “Burial Insurance”—is designed specifically to cover these end-of-life costs.
One of the most common questions people ask when looking for life insurance is: “What’s the difference between Term and Whole Life?” Choosing the wrong one could mean paying too much or leaving your family unprotected.
When you purchase a life insurance policy, you are buying the core “death benefit”—the lump sum paid to your beneficiaries. However, you can customize your policy with additional features called riders. Think of a rider as an optional, add-on clause that enhances or modifies the original coverage, often for a small extra premium.
One of the most common questions we hear is, “I know I need life insurance, but how much is enough?” You want enough coverage to secure your family’s future, but you don’t want to overpay for protection you don’t need.
Congratulations on your new baby! Amidst the excitement of registering for gear and childproofing the house, one crucial financial step often gets overlooked: securing adequate life insurance. For new parents, life insurance transitions from an optional asset to a non-negotiable debt protection and income replacement tool.
In the past, getting life insurance meant a long application, endless paperwork, and a required visit from a nurse for a medical exam (blood, urine, etc.). Today, the process is dramatically streamlined through “No-Exam” or “Simplified Issue” life insurance. For busy professionals and parents, this fast track is often the most appealing option.
Choosing between Term and Permanent life insurance is the biggest decision most people face when starting their search. Both provide a financial safety net for your loved ones, but they serve vastly different long-term goals and come with fundamentally different structures. Before you get a quote, understanding this core difference is essential.
When shopping for life insurance, you might see many local agents advertising their services. But what if you move? What if your family lives across state lines?
For decades, getting life insurance meant a long application, scheduling a paramedic to come to your home, and waiting weeks for lab results. Those days are largely behind us!
