This Privacy Policy describes how The Coicou Brokerage Insurance LLC. (“we,” “us,” or “our”) collects, uses, and discloses your personal information when you use our website, including the quote request applications (the “Service”).

1. Information We Collect

We collect personal information that you voluntarily provide to us when you request a quote, contact us, or register for the Service. The types of personal data we collect include:

A. Personal Identification Data

• Full Name

• Email Address

• Phone Number

• Physical Address (including zip code)

B. Quote-Specific Data (Sensitive)

This data is collected solely for the purpose of generating accurate insurance quotes:

• Date of Birth

• Gender

• Marital Status

• Health Information (e.g., smoking status, general health classification)

• Financial Information (e.g., desired coverage amount, budget)

• Property Information (for P&C quotes, e.g., home type, vehicle details)

• Business Information (for P&C quotes, e.g., business type, number of employees)

C. Usage Data

We automatically collect information about how you access and use the Service, such as your IP address, browser type, operating system, and pages viewed.

2. How We Use Your Information

We use the collected information for the following primary purposes:

• To Provide Services: To fulfill your requests for insurance quotes and process your applications.

• Communication: To contact you regarding your quote status, policy updates, or to respond to your inquiries.

• Marketing: To send you relevant marketing communications about our products and services (you may opt-out at any time).

• Improvement: To monitor and analyze usage and trends to improve the functionality and user experience of our Service.

3. Disclosure of Your Information

We do not sell your personal data. We disclose your information only as follows:

• Insurance Carriers: We share quote-specific data with a network of trusted, non-captive insurance carriers and underwriters strictly for the purpose of generating the quotes you requested.

• Service Providers: We may share data with third-party vendors who perform services on our behalf (e.g., cloud hosting, email service providers).

• Legal Requirements: If required to do so by law or in response to valid requests by public authorities.