The Coicou Brokerage Insurances LLC

Free ACA Help

Wesly CoicouLicensed Florida Insurance Agent
Request a Free Quote

Get Affordable Florida Health Insurance. Free Help From a Licensed Agent.

Obtenga seguro médico accesible en Florida. Ayuda gratis de un agente con licencia. / Jwenn asirans sante abòdab nan Florid. Èd gratis de yon ajan ki gen lisans.

Smiling Florida family together, representing families enrolling in affordable ACA health insurance
Open Enrollment: November 1, 2026 – January 15, 2027 Enroll by December 15, 2026 for coverage that can start January 1, 2027.

Get My Free Quote

Why work with a licensed local agent?

No cost to you

My help is free. You pay the same plan price whether you enroll on your own or with me. Agents are paid by the insurance companies.

Compare plans side by side

I’ll explain premiums, deductibles, doctor networks, and prescription coverage in plain language so you can choose what fits.

Help with subsidies

I’ll help you see whether you may qualify for premium tax credits or lower out-of-pocket costs based on your household and income.

Enrollment & renewals

I help you complete your application and stay with you after — for questions during the year and when it’s time to renew.

How it works

1

Request a quote

Fill out the short form below. It takes about a minute.

2

Talk with me

I’ll contact you at the time you prefer to review your needs and compare plans available in your area.

3

Choose & enroll

You pick the plan. I’ll help you enroll and be available if questions come up later.

Helpful to have ready:
  • Your Florida ZIP code and the ages of everyone needing coverage
  • An estimate of your household income for 2027
  • Names of doctors you want to keep and any prescriptions you take
Wesly S. Coicou, licensed Florida health insurance agent, with his wife

Meet Your Agent

Wesly S. Coicou — Licensed Florida health insurance agent. I help Florida families compare ACA marketplace plans and enroll, free of charge.

Agente de seguros con licencia en Florida.

Ajan asirans ki gen lisans nan Florid.

Request your free quote

No obligation. Requesting a quote does not enroll you in a plan.

    Your information is used only to respond to your request and is never sold.

    Frequently asked questions

    Does it cost anything to use an agent?

    No. My help is free to you. Plan prices are the same whether you enroll with an agent or on your own. Agents are compensated by the insurance companies.

    Will I qualify for financial help?

    It depends on your household size, income, and other eligibility rules. Many Floridians qualify for premium tax credits, but savings are not guaranteed. I can help you check your options.

    Is this the government’s website?

    No. This is the website of an independent licensed insurance agent. I am certified to help clients enroll in plans through the federal Health Insurance Marketplace, but I am not part of, or endorsed by, any government agency.

    What if I miss Open Enrollment?

    Outside Open Enrollment, you can generally enroll only if you have a qualifying life event, such as losing other coverage, moving, getting married, or having a baby. Reach out and I can help you see if you qualify for a Special Enrollment Period.

    Can I keep my doctor?

    It depends on the plan’s network. Tell me your doctors and prescriptions and I’ll help you check which plans include them before you choose.

    Wesly Coicou — Licensed Florida insurance agent
    FL License #W481197  |  NPN 18764947
    Phone: 754-610-1257  |  Email: thecoicousbrokerageinsllc@gmail.com

    This website is operated by an independent licensed insurance agent and is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), HealthCare.gov, or the federal Health Insurance Marketplace. You can also apply on your own at HealthCare.gov.

    Plan availability, benefits, premiums, and eligibility for subsidies (premium tax credits and cost-sharing reductions) depend on your location, household, income, and other eligibility requirements. No specific savings or outcomes are guaranteed. The agent represents a limited number of insurance companies, and not every plan available in your area may be offered. This is a solicitation for insurance.

    © 2026 Wesly Coicou. All rights reserved.

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